Settlement examples are not guarantees. They are useful because they show how injury severity, treatment level, fault percentage, and policy limits move a claim up or down in the real world.
Soft Tissue Case
ER visit, physical therapy, no surgery, and full recovery often produce a lower but still meaningful range when treatment is documented.
Moderate Back Injury
Several months of treatment, stronger wage loss, and higher pain complaints can push the value up quickly.
Fracture Or Surgery Case
Hospitalization, surgery, and a long recovery period usually justify a much larger pain and suffering component.
Permanent Disability Case
Catastrophic injury claims involve future care, severe earning loss, and major non-economic damages, often under much larger policy discussions.
How To Read Example Ranges Correctly
Do not match your case to an example based only on medical bills. A claim with the same bill total can settle very differently if one person missed six months of work, needed surgery, or can no longer return to the same job.
The Variables Behind Every Example
- Type of collision and clarity of fault
- Total treatment cost and future treatment outlook
- Recovery timeline and whether symptoms persist
- Work loss, reduced earning capacity, and job restrictions
- Available insurance and whether multiple policies apply
Build A Better Range
Run your own estimate first, then compare it with the methodology page and FAQ.